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One Nevada Credit Union

Auto Loans, Mortgages and Personal Financial Solutions. Serving Clark, Nye and Washoe County.

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Current Rates

Rates are accurate as of Friday, August 12

Consumer Loans

Loan Type APR1
Signature Loans 10.50%2 Signature Loan Calculator
Secured Loan Rate Varies Secured Loan Calculator
Credit Builder 3.00% Credit Builder Loan Calculator

Auto Loans (New & Used)

Loan Type APR1
Car 3.99% – 20.24%3 Car Loan Calculator
Truck 3.99% – 20.24%3 Truck Loan Calculator
SUV 3.99% – 20.24%3 SUV Loan Calculator
Van 3.99% – 20.24%3 Van Loan Calculator

Motorcycle Loans

Loan Type APR1
Motorcycle (New: 2021-2022) 6.50% – 10.75%3 Motorcycle Loan Calculator
Motorcycle (Used: 2020-2022) 6.50% – 12.00%3 Motorcycle Loan Calculator

RV, Boat, & Trailer Loans

Loan Type APR1
Recreational Vehicle (New) as low as 9.00%4 RV Loan Calculator
Recreational Vehicle (Used) as low as 10.00%4 RV Loan Calculator

Credit Card Rates

Loan Type APR1
Visa® Signature Rewards Card 10.50% — 19.50%5 Credit Card Calculator
Visa® Platinum Rewards Card 10.50% — 19.50%5 Credit Card Calculator
Secured Visa® Platinum Credit Card 17.00%5 Credit Card Calculator

Home Equity Rates

Loan Type APR1
Home Equity 5.25%10Call for APR1 Home Equity Loan Calculator
Home Equity Line of Credit (HELOC) 5.50%10Call for APR1 HELOC Loan Calculator

Mortgage Purchase Rates

VIEW ALL PURCHASE RATES

Mortgage Refinance Rates

VIEW ALL REFINANCE RATES

Savings & Checking Rates

Loan Type Rate1
Account Type Minimum Balance to Earn Dividends Dividend Rate APY6
Basic Savings $0 — Up 0.05% 0.05%
Secondary Savings $0 — Up 0.05% 0.05%
Checking $10,000 — Up 0.00% 0.00%

MMA & PMM Account Rates

Account Type Minimum Balance to Earn Dividends Dividend Rate APY6
Money Market7 $5,000 — $24,999.99 0.25% 0.25%
Money Market7 $25,000 — Up 0.25% 0.25%
Preferred Money Market8 $0 — Up 0.35% 0.35%

Certificate of Deposit Rates9

Certificate Term Minimum Balance Dividend Rate APY6
3-Month $250 0.25% 0.25%
6-Month $250 0.50% 0.50%
1-Year $250 0.60% 0.60%
2-Year $250 0.75% 0.75%
3-Year $250 1.00% 1.00%
4-Year $250 1.25% 1.25%
1. APR = Annual Percentage Rate and are listed "as low as." Mortgage rates excluded, call for APR.
2. 10.50% rate is variable. Rates may change periodically based on the Prime Rate.
3. Rates are determined by individual credit standing, collateral age, collateral value, and loan term. No payments for 90 days is valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.
4. Maximum boat age is up to 8 years, depending on condition.
5. Currently Visa® variable APRs are between 10.50% and 19.50%, depending on your credit history and other factors. Rates may change periodically based on the Prime Rate.
6. APY = Annual Percentage Yield
7. Minimum $250 to open account.
8. To be eligible to open a Preferred Money Market, you must have $25,000 invested through ONCU investment department or in an eVision® self-directed account.
9. Minimum balance to earn dividends on Certificates of Deposit is $250. Ask for more information regarding fees and terms on savings, checking and certificate accounts. A substantial penalty is assessed on funds withdrawn prior to maturity on all certificate accounts. All savings, checking and certificate rates are variable and subject to change by the Board of Directors. Fees or other conditions could reduce the earnings on accounts.
10. Currently HELOC variable APRs are between 5.50% and 5.50%, depending on your credit history and other factors. Rates may change periodically based on the Prime Rate.
Other terms and conditions may apply, ask for details. Rates are accurate at time of publication. All rates subject to change without notice.
Rates valid as of 08/12/22.

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One Nevada Credit Union

Routing Number: 322484401

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