Become a Home Owner Again.
Economic conditions can change at any time. If you have been affected in the past by a shift in the economy, we can help you get back into home ownership.
Here are the details:
- Affordable interest rate of 6.496% APR1.
- Purchases and refinances allowed.
- Two origination points required.
- Maximum loan amount is: $300,000 at 80% LTV.
- 5-year balloon with 30-year amortization.
- LTV Max – 75%, DTI Max – 43%, FICO Min – 580.
- Max LTV for Townhomes & Condos is 60%.
- No manufactured homes allowed.
- Primary residences only.
- Homeowner credit counseling completion required.
- Impounds (escrows) required.
- Gifts and gift equity allowed.
- No source or seasoning required for down payment funds.
- Bankruptcies, foreclosures, short sales and modifications allowed with no seasoning requirements.
View our Registered MLOs
We Do Business in Accordance With the Federal Fair Housing Law and Equal Credit Opportunity Act.
NMLS ID: 402788.
1. APR = Annual Percentage Rate and are listed "as low as." Mortgage rates excluded, call for APR.1. APR = Annual Percentage Rate and are listed "as low as." Mortgage rates excluded, call for APR.