Become a Home Owner Again.
Economic conditions can change at any time. If you have been affected in the past by a shift in the economy, we can help you get back into home ownership.
Here are the details:
- Affordable interest rate of 6.217% APR1.
- Purchases and refinances allowed.
- Two origination points required.
- Maximum loan amount is: $300,000 at 80% LTV.
- 5-year balloon with 30-year amortization.
- LTV Max – 75%, DTI Max – 43%, FICO Min – 580.
- Max LTV for Townhomes & Condos is 60%.
- No manufactured homes allowed.
- Primary residences only.
- Homeowner credit counseling completion required.
- Impounds (escrows) required.
- Gifts and gift equity allowed.
- No source or seasoning required for down payment funds.
- Bankruptcies, foreclosures, short sales and modifications allowed with no seasoning requirements.
NMLS ID: 402788. Registered MLO's.
1. APR = Annual Percentage Rate and are listed "as low as." Mortgage rates excluded, call for APR.1. APR = Annual Percentage Rate and are listed "as low as." Mortgage rates excluded, call for APR.