What kind of purchases can I finance with watercraft loans?

You can buy almost any type of new or used watercraft with a personal watercraft loan, whether you love bass boat fishing or prefer the thrill of flying along on a jet ski. Apply for watercraft financing today. Apply Now

Does watercraft financing apply to both new and used watercraft?

We finance both new and used watercraft. Your watercraft loan approval will be based on the value of the watercraft, your credit, your down payment, and the conditions of the used watercraft, if applicable. Talk to a loan officer today.Reach Us

Can I finance his and her jet skis simultaneously?

In most cases, watercraft financing covers one watercraft. Two members can apply for separate loans to get each one a watercraft. Use our calculator to make sure you can afford both loans as a couple.Learn More

What other types of vehicles can I finance?

In addition to watercraft loans, One Nevada Credit Union offers financing for various vehicles, including cars, trucks, SUVs, motorcycles, ATVs, and even recreational vehicles and motorhomes. Check out all of our vehicle loan options. Learn More

How do I get the best rate on a watercraft loan?

Getting an excellent rate depends on many factors. Your credit is big, as is your current debt-to-income (DTI) ratio. Being a One Nevada Credit Union member automatically gives you access to beneficial watercraft loan rates.Learn More

Watercraft Loans

Watercraft loans to fulfill every dream

Avoid splashing your money on high-interest loans. Hit the waves or your favorite fishing spot and still have enough to spend on gas and food with One Nevada's convenient watercraft financing options.

Apply Now Check Application Status

Personal watercraft loans get you there

Jet skis and personal watercraft
Motorboats and yachts
Sailboats and fishing boats

Benefits of watercraft loans

Become a Member

Yearning to spend more time on the water? We get you, Nevada. Let us worry about finances while you can relax on your dream boat or watercraft of your choice. Apply for our watercraft loans.

Still deciding? Know your vehicle loan options

Check out our additional loan services

Loan Rates

Find competitive rates for watercraft financing

If you are ready to get out on the water, we have watercraft loans at an excellent rate. Just choose your preferred watercraft and apply today.

Competitive rates on watercraft loans
Low APR and free pre-approval
90-days payment-free period

Learn More

Loan Calculators

How much is a watercraft loan?

Not sure if you can afford a new watercraft as a personal toy or family getaway? Crunch the numbers with our handy loan calculators to determine your monthly payment.

Learn More

16Apr

Understanding and Combating Spoofing Fraud: An Essential Guide for Awareness

Watercraft loans for the sailor in everyone

Personal Watercraft Loans FAQs

View All FAQs

APR = Annual Percentage Rate and is listed "as low as." Mortgage rates excluded; call for APR. APRs can increase after the loan consummation if the loan terms allow an APR to increase.
Rates are determined by individual credit standing, collateral age, collateral value, and loan term. No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.

Have More Questions?

Learn all about credit union banking and loan options from local experts

View All FAQs Reach Us