Finance up to 75% of Your Home’s Value.
As your home increases in value, you can put that extra value to work. A home equity loan is a perfect way to improve your home or pay off other outstanding debt with monthly payments up to 15 years and no annual fees. Or you might want a Home Equity Line of Credit (HELOC) that allows you to access additional funds as you pay down the balance.
Here are the details:
- Financing up to 75% of the appraised value of your home.(less superior liens, such as a first mortgage)
- Low rates.
- Fixed payment terms up to 15 years1.
- Potential tax advantages2.
- No annual fees.
Home Equity Loans
| Loan-to-Value (LTV) | Rate | |
|---|---|---|
| 75% – 71% | 6.00% Call for APR* | |
| 66% – 70% | 5.75% Call for APR* | |
| 65% – 61% | 5.50% Call for APR* | |
| 60% – and Less% | 5.25% Call for APR* |
Home Equity Line of Credit
| Loan-to-Value (LTV) | Rate | |
|---|---|---|
| Up to 75% based on credit worthiness, variable rate. | 6.25% Call for APR* |
To get started, you’ll need your mortgage statement and two current pay stubs.
1. Home Equity Loan rates and payments are determined by individual credit standing and appraisal value. Please call for complete details and most current rates. 2. Consult your tax advisor regarding the deductibility of interest.
* APR = Annual Percentage Rate and are listed "as low as." Mortgage rates excluded, call for APR. APRs can increase after consummation of the loan if the loan terms allow an APR to increase.
Rates valid as of 12/02/22.
We Do Business in Accordance With the Federal Fair Housing Law and Equal Credit Opportunity Act.
* APR = Annual Percentage Rate and are listed "as low as." Mortgage rates excluded, call for APR. APRs can increase after consummation of the loan if the loan terms allow an APR to increase.
Rates valid as of 12/02/22.
