Disclosures

Accounts

• Electronic Fund Transfers Disclosure
• NCUA Deposit Disclosure
• Unlawful Internet Gambling Enforcement Act

Loans

• Home Mortgage Disclosure
• Licensed Mortgage Loan Originators (MLOs)

Membership

• Membership Agreement and Disclosure / Fee Schedule / Privacy Notice (PDF)
• Truth in Savings / Fee Schedule / Privacy Notice (PDF)
• USA Patriot Act

Online and Mobile Banking

• One2Pay™ Disclosure and Agreement (PDF)
• Online / Mobile Banking Disclosure (includes Ca$h Perks, Mobile Check Deposit and Bill Pay Terms) (PDF)
• Electronic Communication Consent
• Short Message Service / Short Code Service Terms of Use (PDF)

Services

• Overdraft Protection Disclosure (PDF)

Visa® Cards

• Design Your Own Visa® Credit Card
• New Start Visa® Credit Card Terms and Agreement (PDF)
• Share Secured Visa® Credit Card Rates, Fees and Cost Information (PDF)
• New Start Visa® Credit Card Terms and Agreement (for cards opened before 2013) (PDF)
• Visa® Prepaid Card Terms and Conditions
• Visa® Credit Card Rates, Fees and Cost Information (PDF)
• Visa® Credit Card Terms and Agreement (PDF)

Website

• Copyright Policy
• Privacy Policy
• Third Party Links
• Terms of Use
• Social Media Use Policy