16Apr
One Checking® Account
Instant checking account for your immediate expenses
Do you need a bank account with instant debit card access, a mobile app, and online banking? Discover One Checking®: a cutting-edge checking account with all the modern features to manage your everyday needs at your fingertips.
Choose from multiple checking account options
| ACCOUNT TYPE | MONTHLY SERVICE FEES | BEST FOR |
|---|---|---|
| One Checking® Rewards Open Account Our most popular account. Earn cash back rewards on everyday transactions. | $5 monthly fee | Best for active debit card users who want to earn cash back on purchases. |
| One Checking® Open Account Our basic checking account with no monthly fee, if you use it regularly1 | $0 monthly fee1 When meeting monthly requirements | Best for active debit card users who don't care about earning rewards and who want the option to avoid a monthly fee. |
| MyChecking Open Account Our no monthly fee checking option for youth. | $0 monthly fee Age restrictions apply2 ACCOUNT MUST BE OPENED IN-BRANCH | Best for youth ages 15-17 |
| Essential Checking Open Account Our no monthly fee checking option for those on limited incomes3 | Income restrictions apply3 ACCOUNT MUST BE OPENED IN-BRANCH | Best for those on limited household incomes. |
ONE CHECKING® ACCOUNT DISCLOSURES:
Account features and fees are subject to change. No monthly service fee with 15 signature-based debit card transactions at POS per month, or $2,000 in the average daily checking account balance, otherwise $5 per month. Add $2.50 monthly to receive paper statements—no charge for E-Statements. View the Membership Agreement, Fee Schedule, and Privacy Notice for complete account disclosures.