Checking Account? Who writes checks anymore? Well, the fact is, a checking account is essential to managing your routine, everyday money transactions. And all of our checking accounts come loaded with options that empower you to:
- Bank online 24/7/365 via your mobile, tablet, or PC.
- Deposit checks from anywhere with Mobile Deposit
- Make purchases with your Visa debit card.
- Get cash surcharge-free at 46,000 ATMs nationwide.
- Send money with One2Pay person-to-person payments.
- Monitor your transactions with real-time transaction alerts.
- Live financially fearless with FREE access to Cent$ible, our financial knowledge program.
- Get your FREE credit report and score at any time.
Compare Checking Accounts
Account Type: |
Monthly Service Fees: |
Best For: |
|---|---|---|
One Checking® RewardsOur most popular account. Earn cash back rewards on everyday transactions. |
$5 monthly fee | Best for active debit card users who want to earn cash back on purchases. |
One Checking®Our basic checking account with no monthly fee, if you use it regularly1 |
$0 monthly fee1 When meeting monthly requirements |
Best for active debit card users who don't care about earning Rewards and who want the option to avoid a monthly fee. |
MyCheckingOur no monthly fee checking option for youth. |
$0 monthly fee2 Age restrictions apply |
Best for youth aged 15-17 |
Essential CheckingOur no monthly fee checking option for those on limited incomes3 |
$0 monthly fee3 Income restrictions apply ACCOUNT MUST BE OPENED IN-BRANCH |
Best for those on limited household incomes. |
1 No monthly service fee with 15 signature-based, debit card transactions monthly, or a $2,000 average daily checking account balance, otherwise $5 per month.
2 Must be aged 15-17 years old. Accounts will be converted to a One Checking account upon turning age 18.
3 Must have verifiable household income of $35,000 or less annually to open this account. Income will be verified routinely.
2 Must be aged 15-17 years old. Accounts will be converted to a One Checking account upon turning age 18.
3 Must have verifiable household income of $35,000 or less annually to open this account. Income will be verified routinely.
