25Mar
Mortgages for Nevadans by Nevadans
Imagine a mortgage lender giving you all the following plus the opportunity to earn a cash reward. Sound too good to be true? It's not! Let us help you make the move and save money on your next loan.
Rates Refinance and save
Refinance and save
Refinancing your home loan could help you save money with a shorter term, lower rate, or lower monthly payments.
- Flexible loan options
- Lower your interest rate
- Apply online or in-person
Purchase Loans
Get pre-qualified for a new home
Ready to become a homeowner? One Nevada Credit Union mortgage rates are highly competitive, and our low fees make purchase loans very affordable for our members.
Refinance Loans
Don’t struggle under high mortgage rates
Refinance your home with One Nevada Credit Union and lower your interest rate and monthly payment. You may even be able to reset your loan term for ease of mind.
Home Equity Loans
Need to access your home’s equity?
Get the funds you need for a wedding, vacation, college education, or other pressing needs with a home equity loan that lets you tap into your most significant investment.
Home Equity Lines of Credit
A revolving line of secured credit
A home equity line of credit is a convenient financing option you want to renovate, have anticipated upcoming expenses, or just want to say yes to a few luxury purchases.
Reverse Mortgage
The key to a more secure retirement might already be in your pocket
From paying off a mortgage, to creating consistent monthly income, to smarter tax planning, a reverse mortgage can unlock the equity in your home for a more secure retirement.
Home Advantage
Real Estate with Real Rewards
One Nevada is committed to helping you make smart financial decisions—which is why we offer free access to HomeAdvantage®. Not only can you use this program to search for homes and find an agent online, but when you use one of our approved agents, you qualify for HomeAdvantage Cash Rewards.*
Loan Calculators
Calculate mortgage payments and loan terms
Mortgages shouldn't be a mystery up until you sign the final paperwork. Learn what you can expect your monthly payment to be based on the loan amount, term, and mortgage rate.
*Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.
+APR = Annual Percentage Rate. The APR is listed "as low as"; Mortgage rates are excluded; call for APR. If the loan terms allow it, the APR can increase after closing.
- Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.
- No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.
- Federally Insured by NCUA. Equal Housing Opportunity.